
Accept Bitcoin
Payments. Zero Fees.
No middleman. No chargebacks. Instant settlement.
The sovereign payment network. Self-hosted Bitcoin infrastructure. Near-zero transaction fees, instant settlement, no chargebacks. The open-source Stripe alternative.
Why Merchants Switch
Side-by-side: legacy payment processing vs. self-hosted Bitcoin infrastructure.
| Feature | Stripe | ArxMint |
|---|---|---|
| Transaction Fees | 2.9% + 30¢ | ~0% (network only) |
| Settlement | 2–7 business days | Instant — direct to your wallet |
| Chargebacks | Yes — merchant liable | Impossible — payments are final |
| KYC Required | Full identity verification | Zero |
| Custody | Stripe holds your funds | Self-custody — your keys, your node |
| Censorship | Account freezes possible | Uncensorable — you run the infra |
| Privacy | Stripe sees all transaction data | Ecash blinding — zero visibility |
A $10K/month merchant saves ~$320/month in fees alone.
Live in 15 Minutes
Three steps from zero to accepting Bitcoin payments. No DevOps required.
Answer Three Questions
Store name, payment methods (Lightning + Ecash), and your domain. The wizard handles everything else.
One Command Deploys
LND node, Cashu mint, hosted checkout page, auto-HTTPS, and LSP liquidity — all from a single Docker command.
Customers Pay, You Receive
Customer scans a QR code, sats land in your wallet instantly, webhook fires to your backend. No intermediary.
Built on Proven Infrastructure
One Infrastructure. Four Audiences.
Not another wallet. Private payment rails where merchants, humans, and AI agents share the same infrastructure.
For Merchants
Accept Bitcoin payments with near-zero fees. Self-hosted, non-custodial — you run the node, you keep 100%. Three-question wizard, live in under 15 minutes.
- ~0% fees vs Stripe 2.9%
- Self-hosted checkout on your domain
- Lightning Address + QR for POS
For Communities
Spin a full private economy for your town. One-click Fedimint federation with merchant directory.
- Prompt-driven creation
- Three-question wizard deploy
- 0.2% mint fee community income
For AI Agents
Native Lightning rails via MCP. Agents sell data, buy compute, and transact in sats — no identity, no banks.
- Lightning Agent Kit
- L402 paywalls (pay-per-request)
- MCP server framework
For Humans
Self-custody ecash backed by real BTC. Private transactions inside your community. No surveillance, no KYC, no banks.
- Silent Payments + CoinJoin
- Federated e-cash privacy
- Local merchant directory
Beyond Payments
Wallets aren't economies. Cold storage is step one, not the endgame. Without spending, earning, and trading in Bitcoin, there's no economy — just a savings account reliant on fiat rails.
ArxMint lets you build the next step: a spending layer on top of your savings. Move a fraction of your sats into a federation, pay local merchants in ecash, check cycle dashboards before stacking — while AI agents earn sats overnight selling data via L402 paywalls.
Monday you get paid in sats. Tuesday you buy coffee. Friday you pay the barber in ecash. The loop closes.
The Sovereign Loop
Cold storage stays cold
Your hardware wallet, your keys, untouched
Peg in spending sats
Move a small amount into the federation — like cash from a safe
Sats become ecash
Private, instant, untraceable tokens inside your community
Spend locally
Coffee, haircuts, workshops — sats circulate, economy grows
Native Payment Rails for AI Agents
Agents buy and sell via Lightning. No identity. No API keys from a bank. Just sats.
L402 Protocol Flow
HTTP 402 Payment Required — the missing status code. Agents pay Lightning invoices to access any API endpoint. No accounts, no OAuth — just cryptographic proof of payment.
Lightning MCP Server
Model Context Protocol server for Lightning. Any AI framework — Claude, GPT, local models — can send and receive sats natively.
Ephemeral Agent Wallets
Agents spin up disposable Cashu wallets for each task. Earned ecash flows back to the federation. No persistent identity needed.
Batteries Included
Privacy by Default
We don't just offer privacy as an option. Ecash blinding, silent payment addresses, and spend-path routing are built in from day one.
Cycle Intelligence
MVRV, NUPL, and supply-in-profit alerts built into the operator dashboard (price-based approximations via CoinGecko).
One-Wizard Deploy
Three questions. Managed DNS. Auto-HTTPS. LSP liquidity. Your merchant node or community stack — live in under 15 minutes.
Build the Citadel.
Sound money infrastructure for a parallel voluntary economy. Self-hosted. Non-custodial. Unstoppable.
Piloting in Longmont, CO. Grant-eligible: OpenSats, HRF, FBCE.